Thank you for stopping by my page and leaving your thoughts and prayers for us. While I know we are not updating our page as much as we would like, we still enjoy it.

Thank you so much!
A Mommy, A Wife, A Full Time Employee who loves to spend time with her family, camping on the weekends, cloth diapering, learning to be more eco friendly, and trying more organic products.

CURRENT GIVEAWAYS

Coupon Mommy is currently on hold ro reviews and giveaways with all that is going on in with my daughter. Please email me at Shannonh@couponmommyof3.com

Monday, December 21, 2009

Guest Blog Post: Attention Target Shoppers

Today's Guest Blogger is Ginger from Attention Target Shoppers!!  Welcome Ginger and thank you for being a part of my blog today!

Attention Target Shoppers
AttentionTargetShoppers.com is without a doubt the result of years of frugality. Like most of us who are frugal, I wasn't born with that proverbial silver spoon in my mouth. We did a lot of things in my youth that carried over to adulthood. One thing we did not do when I was young was coupon. That came much, much later in life for me. I don't think even at my poorest stage in life I had yet discovered the power of coupons. I'm pretty sure that it was around 2003 when I discovered what power they have and the benefits of what they could do for me. I learned loads of other things along the way and here are a few of the things I practice to keep the budget in control:
  • Utility Conservation - Use CFL bulbs, set thermostat higher/lower depending on the season, change filters monthly, turn off lights when possible, open curtains/drapes and let the sun in to heat rooms on winter days.
  • Credit Card Management - Use cards that give me a reward of some type and pay bill in full at the end of the month. Try to find rewards where I can further manage them into even better deals. Example - Amazon gift certificates and then finding a great clearance deal to make those GCs stretch. Double check due dates and when payments were credited. Tricky company tactics go on all the time.
  • Auto Maintenance - Track and do maintenance on time, keep vehicle washed, tires aired up and to get best gas mileage. There are even coupons for this!
  • Planning Errands - Do shopping on slow days and make a route of where I'm going to to conserve gas and get the best deals on meat, clearance etc.
  • Laundry & Dishwasher - Full loads only! Same amount of electricity whether full or not so get the best use of your electrical dollar.
  • Dryer - keep that lint filter cleaned out! While you have it out take it and give it a good bath with a scrub brush and break loose the residue from the dryer sheets/softener. You'll get better drying efficiency. Clean out or change out the vent hose. Get a good aluminium one and reduce your fire hazard too.
  • Bank the coupon savings! Yep, pay yourself. You'll be surprised at how quickly it grows.
Those are some of the offline things I do. There are plenty of on line frugal practices I use all the time to include:
  • Shop through a site that will give you a reward or a rebate.
  • Do your homework before ordering from a company & reward site so that you receive the best deal.
  • Clear cache, cookies, history - Before shopping clear your machine to make sure that when I make a purchase I am credited for my shop through the site I am using. Cookies have a long "shelf life" and the site with the cookie on your computer first gets the sale credit. This can cause you to lose credit for a reward.
  • Do surveys for various sites. I end up making a few hundred dollars per year taking surveys.
  • Sign up at your favorite sites for their email. You will get all of their offers and coupons. I do suggest a separate email account for this type of mail. You'll get a fair amount from some sites while others only monthly.
  • Network with other frugalistas to find great deals. More eyes mean more deals and better deals.
  • Keep coupon box/binder in the car. Even if I forget while I am in the store, I can go to the car to get them.
  • Save Receipts - Also know the price adjustment policies of your shopping meccas. I took a receipt back for a $24.50 adjustment just yesterday. Do you make $24.50 per hour? That is how long it took me to grab my coupon, receipt, drive across town and stand in line to get the adjustment. Well worth my time. Today, I discovered it is worth another $15.00 adjustment since it is still within the time allowed. Even $15 per hour is worth going back to get it.
  • Organize receipts so that if you have tax deductible expenses they are all together. I have one receipt worth a $1500.00 tax deduction. Receipts should be treated as if they are cash! Put an envelope in your purse or get a small accordion check file to keep in the car so you can keep track of all receipts.
I would like to thank Shannon for inviting me to do a guest blog post. I hope I have taught you or reminded you of ways to save in addition to couponing. I hope you will visit my blog and grab some Target Deals. There are around 4300 of us who claim to be Targeteers! Come and join the fun.

Ginger

Email: Notes From Ginger :)



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